What does it cover?
Whether you trade from a traditional high street shop, a shopping centre or even your own home, retail businesses face unique challenges. Risks include complaints of customer injury, theft of cash assets, and fire damage to stock and premises.
Do I need it?
At Quote Four, we’ll shop around to find you a policy that is tailored to your business needs. That way, you can be sure you’re only paying for cover that’s going to help you stay afloat if you need to make a claim.
- Buildings and contents
- Employers’ liability
- Public liability
- Product liability
- Business interruption
- Personal accident cover following assault
- Accidental damage
- Seasonal stock increases
Focus on: luxury chocolatier
As well as running a high street store, this shop also produces chocolates on-site, which changes the nature of the risks it faces. The right policy will combine product liability with other business policies for maximum coverage.